Car Loan Calculator
Enter the price, your trade-in and down payment, pick your province and term — see the payment, the tax and what the car really costs.
Runs entirely in your browser — nothing is uploaded to a server.
Tax is charged on the price plus fees minus your trade-in, as at most dealers. BC charges extra PST on vehicles over $55,000, and private sales are taxed differently in several provinces — check before you sign.
Frequently asked
Is tax charged on my trade-in?
At most dealers, tax is charged on the price minus your trade-in, which saves you the tax on the trade-in value. The calculator does it that way.
Bi-weekly or monthly?
Bi-weekly payments (26 a year) pay the loan down a little faster and cost a little less interest than monthly.
Why does a longer term cost more?
Lower payments, but you pay interest for longer — compare 60 and 96 months to see the difference.
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