Money & Business

Compound Interest Calculator

Starting amount, monthly contribution, a return and a number of years — see what it grows to, and how much is interest.

Runs entirely in your browser — nothing is uploaded to a server.

—Final balance
—You put in
—Interest earned
Money you put inInterest
Year-by-year table
YearPut inInterestBalance

Returns are not guaranteed; this shows what a steady rate would do. Contributions are added at the end of each month. Not financial advice.

Frequently asked

What is compound interest?

Interest earned on your interest. Each period the interest is added to the balance, so the next period earns on a bigger amount.

What return should I use?

It depends on what you invest in. Savings accounts pay a few percent; broad stock index funds have historically averaged more, with ups and downs. Returns are never guaranteed.

Is this financial advice?

No. It shows the maths of a steady rate. Talk to a qualified adviser about your own situation.