Disclosure: SmartFolio is ours. Delta by eToro is not, and we have no deal with its makers. Both get the same four fields below, including their drawbacks.
Short answer
If you want accounts synced automatically and hold lots of crypto across exchanges, Delta is built for that. If you want no cap on holdings, no account and your data on your own phone, pick SmartFolio.
Delta by eToro syncs with 200+ exchanges, brokers and crypto wallets, and runs on iPhone, iPad and the web. Its free plan, Delta Basic, tracks up to 10 assets with 3 Delta AI uses a month; PRO raises that to 40 assets, and PRO+ removes the limits and adds gains reporting.
SmartFolio never connects to your accounts. You import the file your broker lets you download — or any CSV — and it keeps everything on the device, free.
Pick SmartFolio if
- You hold more than 10 assets and don’t want a subscription
- You don’t want to connect your brokerage accounts
- You want gains on every sale without a PRO+ plan
Pick Delta by eToro if
- You want accounts to update themselves
- You trade crypto across many exchanges and wallets
- You want it on the web too
Side by side
| SmartFolio (ours) | Delta by eToro | |
|---|---|---|
| Price | Free — no subscription, ads or in-app purchases | Basic free (up to 10 assets); PRO and PRO+ subscriptions |
| Account needed | None | A Delta account |
| Where your data lives | On your iPhone or iPad only | Synced to Delta, across up to 5 devices on Basic |
| Getting trades in | Import your broker’s export file (guides for 19 brokers) or any CSV or Excel file; convert other statements with your own AI assistant; or add trades by hand | Automatic sync with 200+ exchanges, brokers and wallets, or add manually |
| Live broker sync | No live connection — import again to catch up (duplicates skipped) | Yes |
| Gains reporting | Realized and unrealized, lot by lot (FIFO), with the gain on every sale | Gains reporting is a PRO+ feature |
| Crypto | Yes, alongside stocks and ETFs | Yes — 10,000+ coins |
| Where you use it | iPhone and iPad (iOS 26.2 or later); no web app | iPhone, iPad and web |
The two apps in detail
SmartFolio
Ours
- Best for
- Investors who want stocks, ETFs, dividends and crypto in one private place — imported from their broker’s file, with no login
- Highlights
- Import from 19 brokers — Wealthsimple, Questrade, TD, Fidelity, Schwab, Robinhood and more — or any CSV or Excel file
- Every buy, sale and dividend on each stock, with the gain on every sale (FIFO, lot by lot)
- Dividend and interest income, plus an estimate of the next 12 months
- Free, with no account and no ads; data stays on the device, with CSV export
- Pricing
- Free
- Watch out
- There is no live brokerage sync — to update, you import the file your broker lets you download or add trades yourself. It needs iOS 26.2 or later, and because everything is stored on the device there is no web view.
Delta by eToro
- Best for
- Investors who want stocks and crypto synced automatically from many brokers
- Highlights
- Syncs with 200+ exchanges, brokers and wallets
- Real-time prices across stocks, crypto, ETFs, forex and commodities
- iPhone, iPad and web
- Pricing
- Delta Basic free (up to 10 assets); PRO and PRO+ subscriptions
- Watch out
- The free plan stops at 10 assets, and auto-refreshing prices and gains reporting sit in the paid tiers.
The real difference: sync against privacy
Delta reads your accounts so you never type anything. That is its whole appeal, and it means your holdings live in Delta’s system and grow into its paid tiers once you pass 10 assets.
SmartFolio asks you to import a file now and then. In return there is no account, no asset cap and no subscription, and every realized and unrealized gain is worked out on your phone, lot by lot.
Other options
Want more than two options? Delta Portfolio Tracker Alternatives (Free, 2026) compares 6 apps.
Every app of this kind we have compared is in the best stock portfolio tracker apps for iPhone.
Common questions
Is Delta free?
Delta Basic is free forever for up to 10 assets. PRO tracks up to 40, and PRO+ is unlimited.
Does SmartFolio connect to my broker like Delta?
No. It imports the export file your broker gives you — with step-by-step guides for 19 brokers — and never logs in to your account.
Which tracks crypto better?
Delta, if your crypto is spread across many exchanges and wallets it can sync. SmartFolio tracks crypto next to your stocks and imports Coinbase files.
Does either app give financial advice?
SmartFolio does not. It shows what you own and what you have earned.
App Store listings checked on 29 September 2026. Prices change — each entry describes how an app is paid for rather than a number that goes stale.
Published · No affiliate links
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