Disclosure: SmartFolio is ours, and it is listed first. It gets the same four fields as every other app, including its drawbacks.
Short answer
If you want your holdings kept on your own phone, our pick is SmartFolio — FIFO cost basis and tax lots, free, with no brokerage login. If you want dividends and earnings dates front and centre, Stock Events.
Delta is now “Delta by eToro”. Its listing keeps Delta Basic free forever, with Delta PRO and PRO+ adding auto-refreshing prices, news explanations and more Delta AI uses. It syncs with 200+ exchanges and brokers.
That syncing is the main reason people love it — and the main reason some people leave. This guide covers both kinds of tracker.
Switch to SmartFolio if
- You don’t want to connect your brokerage accounts
- You need tax-lot cost basis
- You don’t want AI summaries
Stay with Delta if
- You hold crypto across many exchanges
- Automatic sync matters more than privacy
- You use Delta on the web
At a glance
| App | Best for | Pricing |
|---|---|---|
| SmartFolio (ours) | Investors who want FIFO cost basis and tax lots kept on their own device, with no brokerage login | Free |
| Delta by eToro | Investors who want stocks and crypto synced automatically from many brokers | Delta Basic free; Delta PRO and PRO+ subscriptions |
| Stock Events | Dividend investors who want every payout and earnings date on a calendar | Free tier plus Pro |
| getquin | People who want a full net worth with portfolios, banks and spending | Free tier plus paid plans |
| Sharesight | Existing Sharesight users who want their portfolios on iPhone | Free app; needs a Sharesight account (paid plans on the web) |
| Yahoo Finance | People who want market news, quotes and a simple watchlist | Free with optional paid plans |
The apps in detail
SmartFolio
Ours
- Best for
- Investors who want FIFO cost basis and tax lots kept on their own device, with no brokerage login
- Highlights
- Unlimited stocks across multiple portfolios
- Automatic FIFO tax-lot cost basis
- Realized and unrealized P&L with CSV export
- Face ID lock and multi-currency support
- Pricing
- Free
- Watch out
- There is no brokerage linking at all — every buy, sell, dividend and split is typed in by hand. It needs iOS 26.2 or later, and because everything is stored on the device there is no web view.
Delta by eToro
- Best for
- Investors who want stocks and crypto synced automatically from many brokers
- Highlights
- Syncs with 200+ exchanges, brokers and wallets
- Real-time prices across stocks, crypto and ETFs
- iPhone, iPad and web
- Pricing
- Delta Basic free; Delta PRO and PRO+ subscriptions
- Watch out
- Auto-refreshing prices and more AI uses are PRO, and syncing means handing over account access.
Stock Events
- Best for
- Dividend investors who want every payout and earnings date on a calendar
- Highlights
- Dividend and earnings calendar
- Stocks, ETFs, funds, bonds and crypto on 50+ exchanges
- Custom price alerts
- Pricing
- Free tier plus Pro
- Watch out
- Unlimited watchlists, spreadsheet connections and calendar sync are Pro.
getquin
- Best for
- People who want a full net worth with portfolios, banks and spending
- Highlights
- Brokers, banks, assets and liabilities in one view
- Spending and subscription tracking
- AI portfolio insights
- Pricing
- Free tier plus paid plans
- Watch out
- A broad money app rather than a focused portfolio tracker.
Yahoo Finance
- Best for
- People who want market news, quotes and a simple watchlist
- Highlights
- Real-time alerts and watchlists
- Daily live market briefings
- Deep market data
- Pricing
- Free with optional paid plans
- Watch out
- A research app first; cost-basis tracking is basic.
Synced or private?
There are two kinds of portfolio tracker. Synced trackers (Delta, getquin) read your accounts for you. Private trackers (SmartFolio) never see your accounts at all — you enter trades, and in return nothing leaves your phone.
If tax season is why you track, check for FIFO cost basis and tax-lot records first. SmartFolio does both, with CSV export.
Common questions
Is Delta still free?
Yes — Delta Basic is free forever, per the listing. Delta PRO and PRO+ are paid subscriptions.
What is a private alternative to Delta?
SmartFolio keeps every holding on your device with no brokerage login; you enter trades yourself.
Which Delta alternative tracks dividends best?
Stock Events is built around a dividend and earnings calendar.
App Store listings checked on 27 September 2026. Prices change — each entry describes how an app is paid for rather than a number that goes stale.
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