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Terms of Service

Welcome to VaultFlow. By downloading, installing, or using our application, you agree to be bound by these Terms of Service.

1. Acceptance of Terms

By accessing or using VaultFlow, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree, please do not use the application.

2. Description of Service

VaultFlow is a personal finance management application that allows you to:

• Track your net worth across multiple asset categories
• Monitor investment portfolios
• Record and categorize transactions
• Track properties and mortgages
• Set and monitor financial goals
• Manage recurring bills and payments

3. User Responsibilities

You are responsible for:

• The accuracy of data you enter into the application
• Maintaining the security of your device
• Any decisions made based on information displayed in the app
• Backing up your data if desired

4. Data and Privacy

Your data is stored locally on your device. Please refer to our Privacy Policy for detailed information about how we handle your data.

5. Intellectual Property

VaultFlow and its original content, features, and functionality are owned by thebighead apps and are protected by international copyright, trademark, and other intellectual property laws.

6. Third-Party Services

The app may display stock prices and market data from third-party providers. We do not guarantee the accuracy, completeness, or timeliness of this data. Stock prices may be delayed or unavailable.

7. Disclaimer of Warranties

VaultFlow is provided "as is" without warranties of any kind, either express or implied, including but not limited to:

• Merchantability or fitness for a particular purpose
• Accuracy of calculations or data
• Uninterrupted or error-free operation

8. Limitation of Liability

In no event shall thebighead apps, its developers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits or data
• Financial losses from decisions made using the app
• Errors in calculations or displayed information

9. Not Financial Advice

VaultFlow does not provide financial, investment, tax, or legal advice. The information displayed is for personal tracking purposes only. You should consult appropriate professionals before making any financial decisions.

10. Modifications

We reserve the right to modify these Terms at any time. Continued use of the application after changes constitutes acceptance of the new Terms.

11. Termination

You may stop using VaultFlow at any time by deleting the application from your device. All locally stored data will be removed upon deletion.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Canada, without regard to its conflict of law provisions.

13. Contact

For questions about these Terms, please contact us at:

info@thebighead.ca