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Terms of Service

Last Updated: January 2025

1. Acceptance of Terms

By downloading, installing, or using SmartFolio ("the App"), you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use the App.

2. Description of Service

SmartFolio is a portfolio tracking application that allows users to:

IMPORTANT: SmartFolio is a tracking tool only. The App does not provide financial, investment, tax, or legal advice. All information provided is for informational purposes only. You should consult with qualified professionals before making any financial decisions.

3. Not Financial Advice

SmartFolio is a tracking tool only. The App does not provide financial, investment, tax, or legal advice. All information provided is for informational purposes only.

You should consult with qualified professionals before making any financial decisions. thebighead apps is not responsible for any investment decisions you make based on information in the App.

4. Accuracy of Data

While we strive to provide accurate market data, we cannot guarantee the accuracy, completeness, or timeliness of any information. Stock prices are provided by third-party services and may be delayed.

You are responsible for verifying all calculations, especially for tax reporting purposes.

5. User Responsibilities

You agree to:

6. Intellectual Property

SmartFolio and its original content, features, and functionality are owned by thebighead apps and are protected by international copyright, trademark, and other intellectual property laws.

7. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, thebighead apps SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES.

8. Disclaimer of Warranties

SmartFolio is provided "as is" without warranties of any kind, either express or implied, including but not limited to merchantability, fitness for a particular purpose, or non-infringement.

9. Changes to Terms

We may update these Terms of Service from time to time. Continued use of the App after changes constitutes acceptance of the new terms.

10. Termination

You may stop using SmartFolio at any time by deleting the application from your device. All locally stored data will be removed upon deletion.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Canada, without regard to its conflict of law provisions.

12. Contact

For questions about these terms, contact us at:

Email: info@thebighead.ca

Website: thebighead.ca